by Global Finance | Jan 17, 2023 | Blog
The pros and cons of re-structuring your mortgage Most of us need a financial safety net for emergencies or big-ticket items. Credit cards and hire purchases can be good options, but traditionally they come with high interest rates. On the other hand, if you own a...
by Global Finance | Dec 22, 2022 | Blog
When you apply for a loan, your prospective lender will weigh up your likelihood of repaying what they’re lending to you. They’ll run checks on your creditworthiness and spending patterns to gauge your financial character and thereby determine whether you’re likely to...
by Global Finance | Dec 7, 2022 | Blog
The impact of the latest official cash rate announcement by the Reserve Bank to increase the OCR by 75 basis points (0.75%) to 4.25% is starting to be felt in the market. Two major banks – ANZ and Westpac – have raised their fixed and floating home loan rates, along...
by Global Finance | Dec 2, 2022 | Blog
Four ways to save money in the face of crippling home loan rates With inflation at an all-time high, New Zealanders are starting to feel the pinch in every area of their lives. From groceries to Christmas presents, many items cost double (even triple) what they were a...
by Global Finance | Nov 30, 2022 | Blog
New Zealanders are fast becoming experts on the OCR – the official cash rate. While we may have previously paid some attention when the Reserve Bank did its review about every two months, it’s now in the news all the time. That’s because the OCR is the biggest factor...
by Global Finance | Nov 25, 2022 | Blog
Insurance is one of the key tasks on the life admin list. But, unlike booking a doctor’s appointment or mover, choosing insurance cover isn’t a simple box-ticking exercise. There are so many types of cover, providers and options that it can feel overwhelming. You...
